Retirement Planning
Your Retirement, Reimagined
At Financial DRC, we believe retirement shouldn’t be stressful or uncertain. It should be a reward for the years you’ve worked hard. Our goal is to help you create a plan that keeps your money protected, growing, and ready to provide lifelong income.
Understanding Your Retirement Options
Many people have retirement accounts from previous jobs; 401(k)s, 403(b)s, TSPs, or IRAs. But few know what their options are when they leave that employer.
We help you understand how those accounts work and show you safe, tax-efficient alternatives to traditional market-based plans.
Rolling Over Retirement Accounts
If you’ve left an employer or are nearing retirement, we can help you roll over your 401(k) or IRA into a protected account that:
- Shields your money from market downturns
- Still offers potential for growth
- Maintains your tax advantages
- Can be customized for your income needs
This helps you avoid unnecessary fees, consolidate multiple accounts, and take back control of your retirement savings.
Safer Growth with Fixed & Indexed Annuities
Annuities can be powerful tools for stability and guaranteed income. We work with A-rated carriers to find products that fit your goals, including:
- Fixed annuities for secure, predictable growth
- Fixed Indexed annuities for market-linked growth with zero downside risk
- Lifetime income riders that can turn your savings into a guaranteed paycheck for life
Creating Lifetime Income Streams
We help you plan how to convert your retirement savings into steady income you can’t outlive. So, you never have to worry about running out of money in your later years.
Our strategies combine growth potential, protection, and flexibility for both you and your spouse.
Tax-Advantaged and Diversified Strategies
A strong retirement plan isn’t just about saving, it’s about keeping more of what you’ve earned.
We integrate tax-free and tax-deferred options, like Indexed Universal Life (IUL) policies, to help you supplement income, protect your assets, and even pass wealth to the next generation.
Education-First Approach
Our mission is to make sure you fully understand your options before making any decisions.
We’ll walk you through how each strategy works, what fits your risk comfort, and how to balance growth with protection. No pressure, just education.
Your Next Step
Whether you’re just getting started, approaching retirement, or already retired, we’ll help you customize a plan that fits your life goals.
Click below to learn more or schedule a free consultation to review your current plan and explore safer, smarter strategies.