Juvenile Wealth Building
Set the Next Generation Up for Success
At Financial DRC, we believe it’s never too early to start building a strong financial foundation for your children or grandchildren. With the right strategy, you can give them a head start in life. Whether it’s for college, a first home, or even their own tax-free retirement one day.
Why Start Early?
Starting young gives your child’s money more time to grow safely through the power of compounding.
By setting up the right financial plan early on, you can create a long-term asset that builds value over time. All while offering protection.
💡 Small steps today can create massive opportunities tomorrow.
Indexed Universal Life (IUL) for Juveniles
One of our most popular strategies is a juvenile IUL. A flexible plan that provides life insurance protection while accumulating tax-free growth.
This plan can later be used for:
- College funding without impacting FAFSA eligibility
- A down payment on a home
- Seed money to start a business
- Or even a tax-free retirement strategy in adulthood
🌱 It’s not just life insurance; it’s a legacy builder.
Affordable & Flexible for Parents
These plans can be started with low monthly contributions and adjusted as your child grows.
Parents and grandparents can fund the policy, and ownership can later be transferred to the child once they reach adulthood. Giving them financial independence right from the start.
Education-First Approach
We’ll walk you through how each option works, compare top carriers, and design a plan that fits your family’s goals and budget.
Our goal is to help you understand how to turn small contributions into long-term generational wealth.
Your Next Step
Whether you want to start small or build a full financial plan for your child’s future, we’ll guide you through each step with clarity and care.